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Understanding Bankruptcy

Covid19 has affected just about everyone. Whether you are a business owner; doctor, lawyer, school teacher, salesman, or retired, the odds are that you have taken a financial beating over the last few months.

At Redhill Law Group, we are not a slash-and-burn bankruptcy mill that churns through hundreds of bankruptcy cases every month. Our Principal Attorney, Bert Briones, and his staff will not treat you like a case number; you will get the personal attention you deserve. Our consultation is not just a quick ten-minute, superficial consultation. We will take the time to get to know you and your situation.

Throughout your entire case, Bert and his staff will answer all your questions, return your calls promptly, and keep you apprised of what’s happening in your case. Most importantly, from your first appointment to the final discharge of your debts, your case will be handled by a California State Bar Certified Bankruptcy Specialist (only twenty-five in Orange County), which will save you money in the long run and will give you the protection you need. If you are considering filing for bankruptcy protection, don’t sell yourself short.

You don’t have to be flat broke to file bankruptcy. Consumers frequently ask if they have to have a certain level of debt to qualify for bankruptcy or if they have to be without assets to file. The answer to both questions is NO.

Understanding Types of Bankruptcy

If you are considering filing for a bankruptcy protection, don’t sell yourself short. You don’t have to be flat broke to file bankruptcy. Consumers frequently ask if they have to have a certain level of debt to qualify for bankruptcy or if they have to be without assets to file. There are six different types of bankruptcies …

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Using Bankruptcy as a Sword or Shield

An example of using bankruptcy as a sword often arises in cases where the sale of the family residence will yield substantial net sales proceeds which the potential debtor wants used to pay community debts. Often, the non-filing spouse refuses to sell the house or, if the parties agree to sell…

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The Means Test

The bankruptcy means test essentially determines whether a person can file Chapter 7 or must file under a different chapter of the bankruptcy code, such as Chapter 13 or Chapter 11. Individuals whose income is low enough may file Chapter 7, but those who fail the means test must file Chapter 13…

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Rebuilding Your Credit

There are several ways to rebuild your credit history. Here are some ideas and suggestions:

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